Hopp Financial is a family-run hard money lender in Southern California. We make direct, asset-based loans, secured by 1st and 2nd trust deeds, to real estate investors and borrowers who need a practical answer, not a bank committee.
Submit a Loan ScenarioView Loan ProgramsHopp Financial is run by Gary Hopp and his son, Adam Hopp. Our family has been lending since 1976. We are a small, family-run private lender based in Orange County, with offices in San Clemente and San Juan Capistrano, and we lend on real estate here in Southern California.
Because we are a direct lender, you talk to the decision makers from the first call to the closing. We look at the property, the plan, and the exit, and we give you a straight answer.
We make residential and commercial hard money loans secured by 1st and 2nd trust deeds, with competitive rates and points. Every deal is a little different; these are the kinds of private loans we focus on. If yours doesn't fit neatly into a box, send it over anyway.
Private loans for investors buying, holding, or repositioning non-owner-occupied residential property.
Financing for investors renovating property to resell or rent, structured around the project and the exit plan. We also finance ADU (accessory dwelling unit) additions and conversions.
Private financing for commercial real estate, in 1st or 2nd trust deed position.
No long applications up front. Start with the basics and we'll tell you quickly whether it's a fit.
Email the property, the amount you need, and how you plan to repay.
We review the deal and talk with you directly about structure and terms.
We evaluate the property and the deal, and work with title and escrow.
Once everything checks out, we close through escrow and fund the loan.
Real estate investors who need a private lender that can evaluate a deal on its merits and move with a clear plan.
Start a conversation →We value broker relationships. Bring us your hard money scenarios and we'll give you a direct, honest read on them.
Send a scenario →Tell us about the property and what you need. We'll get back to you with a straight answer.
Email adam@hoppfinancial.comHopp Financial
San Clemente Office: 911 Buena Vista #2, San Clemente, CA 92672
San Juan Capistrano Office: 29122 Rancho Viejo Rd., Suite 112, San Juan Capistrano, CA 92675
Gary R. Hopp, Broker License #00596507 · NMLS #351187
Adam Hopp, CA DRE License #02254426
Gary Hopp: (949) 361-5121